We are experienced in Bankruptcy law and can help you obtain relief from overwhelming debt and a fresh start.

Bankruptcy Lawyer New Bedford

Thinking about filing for Bankruptcy? We understand how daunting the process can be. If you are facing foreclosure, wage garnishments, harassing creditor calls, or just overwhelmed with debt. We can represent you in all phases of your bankruptcy proceeding.

The Law Office of Timothy P. Horan, Bankruptcy Lawyer New Bedford, is with you every step of the way. We will  keep you informed of everything you need to know about bankruptcy (Chapter 7 bankruptcy and Chapter 13 bankruptcy). We will provide other alternatives for managing your debt.

We are here to help you. We offer you a consultation to see whether it might be a good option for you. You will talk to an attorney directly with specialized knowledge and experience in all areas of bankruptcy law.

Types of Bankruptcy

As an individual filing for bankruptcy, you’ll most likely choose between two types: Chapter 7 and Chapter 13. Chapter 7 involves the liquidation of assets in order to pay back creditors, while Chapter 13 revolves around debt consolidation. Depending on your financial situation, we want to help you protect all of your assets. We will work with you to determine which option is best for you.

Once you have made the decision to retained our office, you will no longer need to speak to your creditors.  On your behalf, we will effectively put an end to those annoying, harassing phone calls and letters. Once your petition is filed an, “Automatic Stay” goes into effect. This will halt all actions by creditors to collect debts during the bankruptcy process.

Contact our office for a consultation.